Mortgage Loans in Greece: 2024 Guide

A mortgage loan is the main way to finance home purchase in Greece. Understanding your options is critical.

2024 Interest Rates

Current interest rates range from 3.5% to 5.5% depending on the bank and loan type. Fixed and variable rate options are available.

Required Documents

Copy of ID or passport, tax clearance for the last 3 years, payslips or financial statements, proof of assets.

Financing Percentage

Banks finance up to 80% of a property's commercial value for primary residence. The remaining 20% plus purchase costs must be covered by own funds.

Advice

Compare offers from at least 3 banks before deciding. PM Real Estate has bank partnerships and can secure better terms for you.